Loan Services & Government Loans
Seamless Loan Processing with Strong Bank & NBFC Tie-ups
Personal Loan | Business Loan | Home Loan | Car Loan | Education Loan | LAP | Government Loans (Mudra, PMEGP, MSME)
✓ Expert Assistance • Minimal Documentation • Faster Approvals • 50+ Bank Partnerships
Get End-to-End Loan Support with Best Offers
Whether you need funds for personal needs, business expansion, education, or property, our dedicated loan team helps you choose the right product, prepare perfect documentation, and coordinate with banks till disbursal.
All cases are assessed individually to match the best lender as per income profile, CIBIL score, and repayment capacity ensuring maximum approval chances and competitive interest rates.
50+ Bank & NBFC Partnerships
99% Loan Approval Rate
24-48 Hour Processing
Zero Hidden Charges
Personal Loan
Perfect for medical emergencies, marriage, travel, balance transfer, and other personal needs without any collateral.
- Loan Amount: ₹50,000 to ₹40,00,000 (subject to profile and bank policy)
- Tenure: 1 to 6 years with flexible EMI options
- Eligible: Salaried employees, selected self-employed professionals
- Security: No collateral required (unsecured loan)
✓ Quick processing with minimal documentation
✓ Balance transfer and top-up options available
✓ Competitive interest rates from multiple banks
Business Loan
Ideal for shop owners, SMEs, startups, service providers, and manufacturers looking to expand or manage working capital.
- Loan Purpose: Working capital, machinery, stock/inventory, expansion, renovation, marketing
- Facilities: Term Loan, OD/CC Limits, Working Capital Loans, Machinery Loans
- Eligible: Proprietorship, Partnership, Pvt. Ltd., LLPs
✓ Higher ticket sizes based on turnover and banking
✓ Flexible repayment structure as per cash flow
✓ Options under both secured and unsecured business loans
Home Loan
Designed for buying a new house/flat, constructing a home, or transferring existing home loan for better terms.
- Purpose: Purchase, construction, home extension, balance transfer, top-up loan
- Tenure: Long-term repayment options, up to 20–30 years
- Security: Mortgage of the property being financed
✓ Attractive interest rates with part-prepayment options
✓ Tax benefits on principal and interest repayment
✓ End-to-end assistance from file login to disbursal
Loan Against Property (LAP)
Use your residential or commercial property to access high-value funds for personal or business use.
- Eligible: Residential, commercial, industrial (as per bank policy)
- End Use: Business expansion, debt consolidation, education, medical needs
- Amount: Up to ₹10 Crore (subject to property value)
✓ Higher loan amount compared to unsecured loans
✓ Longer tenure and lower rate than personal loan
✓ Structured solutions for self-employed and salaried profiles
New / Used Car Loan
Easy finance for new and pre-owned cars with attractive interest rates.
- Vehicle Types: New cars, used cars, personal and commercial vehicles
- Funding: High LTV on new cars; structured funding on used cars based on valuation
✓ Fast approval and quick disbursal directly to dealer/seller
✓ Flexible tenure with attractive EMI options
✓ Assistance with RC, insurance, and related documentation
✓ Multiple bank options for competitive rates
Education Loan
Financial support for students pursuing higher education in India or abroad.
- Coverage: Tuition fees, hostel, exam fees, travel, and other approved expenses
- Eligible: Professional, technical, graduate/postgraduate, specialized programs
✓ Moratorium period available (repayment starts after course/placement)
✓ Co-applicant structure (parent/guardian)
✓ Competitive interest rates with subsidy options under eligible schemes
✓ Study in India or abroad - both covered
Government Loans: Mudra, PMEGP, MSME
Specialized schemes supported by Government of India to promote small businesses, startups, and self-employment
Mudra Loan
Government scheme for micro and small business growth.
- Categories: Shishu, Kishor, Tarun (as per project size)
- Suitable For: Small traders, shopkeepers, micro units, service providers
✓ Collateral-free loans up to scheme limit
✓ Designed for micro and small business growth
✓ Quick processing with government backing
✓ Complete documentation and application support
PMEGP Loan
Prime Minister's Employment Generation Programme for new enterprises.
- Purpose: Setting up new micro-enterprises in manufacturing and service sectors
- Subsidy: Margin money subsidy (subject to eligibility and category)
✓ Project-based funding with bank finance + subsidy component
✓ Project report preparation guidance
✓ Documentation, application filing, and bank coordination
✓ End-to-end assistance for subsidy claims
MSME Loans
Specialized loans for registered MSME / Udyam units.
- For: Registered MSME / Udyam units
- Use: Expansion, modernization, working capital, machinery purchase
✓ Preferential terms and interest subvention
✓ Scheme-linked benefits where applicable
✓ Support in documentation and Udyam registration
✓ Priority sector lending benefits
Why Choose Our Loan Services?
Your trusted partner for hassle-free loan approvals and competitive offers
50+ Bank Partnerships
Strong tie-ups with leading banks and NBFCs for better approval chances and competitive offers.
Profile-Based Selection
Individual profile assessment to match best lender avoiding unnecessary rejections and credit impact.
Minimal Documentation
Complete guidance on income proof, banking, KYC, and property papers with expert documentation support.
Faster Processing
Quick approvals with clean file preparation to reduce queries and delays in loan disbursal.
Dedicated Support
Personal loan expert from enquiry till disbursal with regular updates on file status.
99% Approval Rate
Highest success rate through expert documentation and strong lender relationships.
100% Secure Process
Complete data security and confidential handling following RBI guidelines.
Zero Hidden Charges
Transparent pricing with complete clarity on all charges and no upfront fees.
Our Success Story in Numbers
Trusted by thousands across Gujarat for transparent, hassle-free loan approvals
Thousands of satisfied clients trust us for their financial needs
Industry-leading approval success through expert guidance
Strong network ensuring best rates and faster approvals
Lightning-fast approval for eligible loan applications
What Our Clients Say
Real experiences from people who achieved their financial goals with our support
Got my business loan approved within 48 hours! The team was extremely professional and guided me through every step. Highly recommended for anyone looking for quick and hassle-free loans.
Excellent service! Got my home loan at the best interest rate. The documentation process was smooth and transparent. Thank you UNIQUE FINANCIAL SERVICES for making my dream home a reality!
Best experience with Mudra loan application. They handled everything from project report to bank coordination. Got approval within a week. Truly professional and supportive team!
Simple 4-Step Loan Process
Get your loan approved in just 4 easy steps with complete transparency and support
Share Requirements
Call us or fill enquiry form with your loan requirement, income details, and purpose. Our expert will understand your needs and suggest best options.
Document Preparation
We guide you on exact documentation needed. Our team helps prepare clean files ensuring higher approval chances and faster processing with banks.
Bank Submission
We submit your application to best-matched bank/NBFC from our 50+ partners. Track application status with regular updates till approval decision.
Get Disbursal
Once approved, complete final formalities and receive loan amount directly in your account. We support you till last step with complete transparency.
It's That Simple!
No hidden charges, no complicated procedures - just honest guidance and complete support from application to disbursal. Join thousands of satisfied customers who trusted us for their financial journey.
Ready to Get Your Loan Approved?
Personal Loan | Business Loan | Home Loan | Car Loan | Education Loan | LAP | Mudra Loan | PMEGP | MSME Loans
Expert Assistance • 50+ Bank Partnerships • 99% Approval Rate • 24-48 Hour Processing
Office: Near IDBI Bank, Bijo Mar, Shop No. 247, Damodar Complex, Idar, Gujarat 383430
Timing: Mon-Sat: 10:00 AM - 7:00 PM | Sun: By Appointment